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This page was last changed on 18 de July de 2024, last checked on 18 de July de 2024 and applies to citizens and legal permanent residents of the United States.

1. Introduction

Our website, https://hojecredito.com (hereinafter: “the website”) uses cookies and other related technologies (for convenience all technologies are referred to as “cookies”). Cookies are also placed by third parties we have engaged. In the document below we inform you about the use of cookies on our website.

We do not sell or share personal information to third parties for monetary consideration; however, we may disclose certain personal information to third parties under circumstances that might be deemed a “sale” or ”Sharing” for residents of California (CPRA), Colorado (CPA), Connecticut (CTDPA), Nevada (NRS 603A), Utah (UCPA) and Virginia (CDPA). We respect and understand that you may want to be sure that your personal information is not being sold or shared. You may request that we exclude your personal information from such arrangements, or direct us to limit the use and disclosure of possible sensitive personal information, by entering your name and email address below. You may need to provide additional identifying information before we can process your request.

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2. Cookies

When you visit our website it can be necessary to store and/or read certain data from your device by using technologies such as cookies.

2.1 Technical or functional cookies

Some cookies ensure that certain parts of the website work properly and that your user preferences remain known. By placing functional cookies, we make it easier for you to visit our website. This way, you do not need to repeatedly enter the same information when visiting our website and, for example, the items remain in your shopping cart until you have paid. We may place these cookies without your consent.

2.2 Statistics cookies

We use statistics cookies to optimize the website experience for our users. With these statistics cookies we get insights in the usage of our website.

2.3 Advertising cookies

On this website we use advertising cookies, enabling us to personalize the advertisements for you, and we (and third parties) gain insights into the campaign results. This happens based on a profile we create based on your click and surfing on and outside https://hojecredito.com. With these cookies you, as website visitor are linked to a unique ID, so you do not see the same ad more than once for example.

You can object to the tracking by these cookies by clicking the “Manage Consent” button.

2.4 Marketing/Tracking cookies

Marketing/Tracking cookies are cookies or any other form of local storage, used to create user profiles to display advertising or to track the user on this website or across several websites for similar marketing purposes.

3. Placed cookies

Most of these technologies have a function, a purpose, and an expiration period.

  1. A function is a particular task a technology has. So a function can be to “store certain data.”
  2. Purpose is “the Why” behind the function. Maybe the data is stored because it is needed for statistics.
  3. The expiration period shows the length of the period the used technology can “store or read certain data.”

WordPress

Functional

Usage

We use WordPress for website development. Read more

Sharing data

This data is not shared with third parties.

Functional

Name
wpEmojiSettingsSupports
Expiration
session
Function
Store browser details
Name
wp-settings-*
Expiration
persistent
Function
Store user preferences
Name
wp-settings-time-*
Expiration
1 year
Function
Store user preferences
Name
wordpress_test_cookie
Expiration
session
Function
Read if cookies can be placed
Name
wp_lang
Expiration
session
Function
Store language settings
Name
wordpress_logged_in_*
Expiration
persistent
Function
Store logged in users
Name
WP_PREFERENCES_USER_*
Expiration
persistent
Function
Store user preferences

Microsoft Clarity

Statistics, Marketing

Usage

We use Microsoft Clarity for heat maps and screen recordings. Read more

Sharing data

For more information, please read the Microsoft Clarity Privacy Statement.

Statistics

Name
_cltk
Expiration
Function
Store and track interaction
Name
_clsk
Expiration
1 day
Function
Store and combine pageviews by a user into a single session recording

Marketing

Name
_clck
Expiration
1 year
Function
Store a unique user ID
Name
MUID
Expiration
1 year
Function
Store and track visits across websites on .bing.com
Name
ANONCHK
Expiration
Function
.c.clarity.ms

Google Analytics

Statistics

Usage

We use Google Analytics for website statistics. Read more

Sharing data

For more information, please read the Google Analytics Privacy Statement.

Statistics

Name
_gid
Expiration
1 day
Function
Store and count pageviews
Name
_ga_*
Expiration
1 year
Function
Store and count pageviews
Name
_ga
Expiration
2 years
Function
Store and count pageviews
Name
_gat
Expiration
1 minute
Function
Read and filter requests from bots

Google various services

Marketing

Usage

We use Google various services for website development. Read more

Sharing data

For more information, please read the Google various services Privacy Statement.

Marketing

Name
__gpi
Expiration
Function

Google Maps

Marketing

Usage

We use Google Maps for maps display. Read more

Sharing data

For more information, please read the Google Maps Privacy Statement.

Marketing

Name
Google Maps API
Expiration
expires immediately
Function
Read user IP address

Complianz

Functional

Usage

We use Complianz for cookie consent management. Read more

Sharing data

This data is not shared with third parties. For more information, please read the Complianz Privacy Statement.

Functional

Name
cmplz_functional
Expiration
365 days
Function
Store cookie consent preferences
Name
cmplz_statistics
Expiration
365 days
Function
Store cookie consent preferences
Name
cmplz_preferences
Expiration
365 days
Function
Store cookie consent preferences
Name
cmplz_marketing
Expiration
365 days
Function
Store cookie consent preferences
Name
cmplz_tcf_consent
Expiration
365 days
Function
Store cookie consent preferences
Name
cmplz_ac_string
Expiration
365 days
Function
Store cookie consent preferences
Name
cmplz_saved_services
Expiration
365 days
Function
Store cookie consent preferences
Name
cmplz_consented_services
Expiration
365 days
Function
Store cookie consent preferences
Name
cmplz_policy_id
Expiration
365 days
Function
Store accepted cookie policy ID
Name
cmplz_id
Expiration
365 days
Function
Store cookie consent preferences
Name
cmplz_banner-status
Expiration
365 days
Function
Store if the cookie banner has been dismissed
Name
cmplz_saved_categories
Expiration
365 days
Function
Store cookie consent preferences
Name
cmplz_cookie_data
Expiration
365 days
Function
Store information about cookies that have been detected on the site
Name
cmplz_user_data
Expiration
365 days
Function
Read to determine which cookie banner to show

Criteo

Marketing

Usage

We use Criteo for remarketing. Read more

Sharing data

For more information, please read the Criteo Privacy Statement.

Marketing

Name
cto_bundle
Expiration
13 months
Function
Provide functions across pages

Purpose pending investigation

Name
criteo_fast_bid_standalone_expires
Expiration
Function
Name
criteo_fast_bid_standalone
Expiration
Function
Name
criteo_pt_cdb_mngr_metrics
Expiration
Function

Google reCAPTCHA

Functional

Usage

We use Google reCAPTCHA for spam prevention. Read more

Sharing data

For more information, please read the Google reCAPTCHA Privacy Statement.

Functional

Name
_grecaptcha
Expiration
6 months
Function
Provide spam protection

Purpose pending investigation

Name
rc::c
Expiration
Function
Name
rc::b
Expiration
Function
Name
rc::a
Expiration
Function

Miscellaneous

Purpose pending investigation

Usage

Sharing data

Sharing of data is pending investigation

Purpose pending investigation

Name
panoramaId
Expiration
Function
Name
panoramaId_expiry_exp
Expiration
Function
Name
_cc_id
Expiration
Function
Name
panoramaIdType_exp
Expiration
Function
Name
panoramaId_exp
Expiration
Function
Name
panoramaIdType
Expiration
Function
Name
_cc_id_update_ts
Expiration
Function
Name
panoramaId_expiry
Expiration
Function
Name
goog:cached:topics
Expiration
Function
Name
__gads
Expiration
Function
Name
FCNEC
Expiration
Function
Name
__eoi
Expiration
Function
Name
CLID
Expiration
Function
www.clarity.ms
Name
MR
Expiration
Function
.c.bing.com
Name
SRM_B
Expiration
Function
.c.bing.com
Name
SM
Expiration
Function
.c.clarity.ms
Name
_GESPSK-crwdcntrl.net
Expiration
Function
Name
_GESPSK-pubcid.org
Expiration
Function
Name
__lsv__
Expiration
Function
Name
WP_DATA_USER_2
Expiration
Function
Name
_GESPSK-esp.criteo.com
Expiration
Function
Name
_GESPSK-rtbhouse
Expiration
Function
Name
_GESPSK-openx
Expiration
Function
Name
_GESPSK-uidapi.com
Expiration
Function
Name
_GESPSK-id5-sync.com
Expiration
Function
Name
gads_privacy_sandbox_tcf_hash
Expiration
Function
Name
sucuri_cloudproxy_uuid_aaa195c0b
Expiration
Function
Name
WP_DATA_USER_3
Expiration
Function
Name
sucuri_cloudproxy_uuid_b4533aeed
Expiration
Function
Name
gt_autoswitch
Expiration
Function
Name
sucuri_cloudproxy_uuid_440ca999e
Expiration
Function
Name
_fbp
Expiration
Function
Name
lastExternalReferrerTime
Expiration
Function
Name
lastExternalReferrer
Expiration
Function
Name
WP_DATA_USER_1
Expiration
Function
Name
sucuri_cloudproxy_uuid_56af3f0ec
Expiration
Function
Name
sucuri_cloudproxy_uuid_f82cdcaf2
Expiration
Function

4. Browser and Device based Consent

When you visit our website for the first time, we will show you a pop-up with an explanation about cookies. You do have the right to opt-out and to object against the further use of non-functional cookies.

4.1 Vendors

We participate in the Transparency & Consent Framework for the CCPA. Other, so-called ‘downstream’, participants may re-sell data that was sold by us, as a publisher. You can opt-out to the re-sale of this data on the property of the participant as shown below.
The TCF vendorlist is not available when JavaScript is disabled, for example when using AMP.
Opt-out
{optout_string}

4.2 Manage your opt-out preferences

You have loaded the Cookie Policy without javascript support. On AMP, you can use the manage consent button on the bottom of the page.

5. Enabling/disabling and deleting cookies

You can use your internet browser to automatically or manually delete cookies. You can also specify that certain cookies may not be placed. Another option is to change the settings of your internet browser so that you receive a message each time a cookie is placed. For more information about these options, please refer to the instructions in the Help section of your browser.

Please note that our website may not work properly if all cookies are disabled. If you do delete the cookies in your browser, they will be placed again after your consent when you visit our website again.

6. Your rights with respect to personal data

You have the following rights with respect to your personal data:

  • you may submit a request for access to the data we process about you;
  • you may object to the processing;
  • you may request an overview, in a commonly used format, of the data we process about you;
  • you may request correction or deletion of the data if it is incorrect or not or no longer relevant, or to ask to restrict the processing of the data.

To exercise these rights, please contact us. Please refer to the contact details at the bottom of this Cookie Policy. If you have a complaint about how we handle your data, we would like to hear from you.

For more information about your rights with respect to personal data, please refer to our Privacy Statement

7. Contact details

For questions and/or comments about our Cookie Policy and this statement, please contact us by using the following contact details:

ALPHAZEN TECHNOLOGIES LIMITED
27 Old Gloucester Street, London, United Kingdom, WC1N 3AX.
United Kingdom – UK
Brazil
Website: https://hojecredito.com
Email: networknewsinc@gmail.com
Phone number: 31 97010204498

This Cookie Policy was synchronized with cookiedatabase.org on 10 de June de 2025.

logo

Termos e Condições
Política de Privacidade
Opt-out Preferences
Declaração de Privacidade
Sobre a empresa

ALPHAZEN TECHNOLOGIES LIMITED
Email: networknewsinc@gmail.com

Atenção: Não solicitamos em nenhuma situação quantias em dinheiro para liberação de qualquer tipo de produto financeiro, seja cartão de crédito, financiamento ou empréstimo. Caso isto aconteça nos avise pelo formulário imediatamente. Observações: Trabalhamos para manter todas informações o mais atualizadas possível. Vale ressaltar que essas informações podem divergir das informações encontradas nos sites de instituições financeiras e ou provedores de serviços de um site específico. Sobre instituições que não temos parcerias, todos os produtos indicados nesse site https://hojecredito.com não tem nenhuma garantia das informações estarem atualizadas. Lembre-se sempre de ler as condições de uso e termos de aquisição das instituições financeiras que você escolher.

Considerações: Nós nos esforçamos para manter todas informações atualizadas e precisas. Estas informações podem ser diferentes do que você vê nos sites de instituições financeiras, provedores de serviços ou um site de produtos específicos. Em caso de instituições não parceiras, todos os produtos financeiros são apresentados sem garantia das informações estarem atualizados. Sempre que escolher sua oferta leia as condições das instituições financeiras e termos de aquisição.

Copyright 2025 © Hoje Crédito
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Gerenciar sua privacidade

To provide the best experiences, we and our partners use technologies like cookies to store and/or access device information. Consenting to these technologies will allow us and our partners to process personal data such as browsing behavior or unique IDs on this site and show (non-) personalized ads. Not consenting or withdrawing consent, may adversely affect certain features and functions.

Click below to consent to the above or make granular choices. Your choices will be applied to this site only. You can change your settings at any time, including withdrawing your consent, by using the toggles on the Cookie Policy, or by clicking on the manage consent button at the bottom of the screen.

Funcional Always active
O armazenamento ou acesso técnico é estritamente necessário para a finalidade legítima de permitir a utilização de um serviço específico explicitamente solicitado pelo assinante ou utilizador, ou com a finalidade exclusiva de efetuar a transmissão de uma comunicação através de uma rede de comunicações eletrónicas.
Preferências
O armazenamento ou acesso técnico é necessário para o propósito legítimo de armazenar preferências que não são solicitadas pelo assinante ou usuário.
Estatísticas
O armazenamento ou acesso técnico que é usado exclusivamente para fins estatísticos. O armazenamento técnico ou acesso que é usado exclusivamente para fins estatísticos anônimos. Sem uma intimação, conformidade voluntária por parte de seu provedor de serviços de Internet ou registros adicionais de terceiros, as informações armazenadas ou recuperadas apenas para esse fim geralmente não podem ser usadas para identificá-lo.
Marketing
O armazenamento ou acesso técnico é necessário para criar perfis de usuário para enviar publicidade ou para rastrear o usuário em um site ou em vários sites para fins de marketing semelhantes.
Statistics

Marketing

Features
Always active

Always active
Manage options Manage services Manage {vendor_count} vendors Read more about these purposes
Gerenciar opções
{title} {title} {title}
Gerenciar sua privacidade
Para fornecer as melhores experiências, usamos tecnologias como cookies para armazenar e/ou acessar informações do dispositivo. O consentimento para essas tecnologias nos permitirá processar dados como comportamento de navegação ou IDs exclusivos neste site. Não consentir ou retirar o consentimento pode afetar negativamente certos recursos e funções.
Funcional Always active
O armazenamento ou acesso técnico é estritamente necessário para a finalidade legítima de permitir a utilização de um serviço específico explicitamente solicitado pelo assinante ou utilizador, ou com a finalidade exclusiva de efetuar a transmissão de uma comunicação através de uma rede de comunicações eletrónicas.
Preferências
O armazenamento ou acesso técnico é necessário para o propósito legítimo de armazenar preferências que não são solicitadas pelo assinante ou usuário.
Estatísticas
O armazenamento ou acesso técnico que é usado exclusivamente para fins estatísticos. O armazenamento técnico ou acesso que é usado exclusivamente para fins estatísticos anônimos. Sem uma intimação, conformidade voluntária por parte de seu provedor de serviços de Internet ou registros adicionais de terceiros, as informações armazenadas ou recuperadas apenas para esse fim geralmente não podem ser usadas para identificá-lo.
Marketing
O armazenamento ou acesso técnico é necessário para criar perfis de usuário para enviar publicidade ou para rastrear o usuário em um site ou em vários sites para fins de marketing semelhantes.
Statistics

Marketing

Features
Always active

Always active
Manage options Manage services Manage {vendor_count} vendors Read more about these purposes
Gerenciar opções
{title} {title} {title}